Banking
were considered
goldsmiths
dissolution
monasteries
to accumulate
significant stocks of gold
were associated
extended
to gentry
a safe place to keep
‘keepers of running cash’
written instructions
to pay back
forerunner
a cloth merchant
Банковское дело
считалось
золотари
роспуск
монастырей
для накопления
значительных запасов золота
был связан с
предоставлением
безопасного места для хранения
"хранители бегущей наличности«
написанные инструкции
расплачиваться
с предтечей
торговца тканями
TASK. Read for the teacher and remember the translation of the Glossary. Make sentences with these words and phrases.
Прочитайте за преподавателем и запомните перевод глоссария. Составьте предложения с этими словами словосочетаниями.
The history of banking began with the first prototype banks which were the merchants of the world, who gave grain loans to farmers and traders who carried goods between cities. This was around 2000 BC in Assyria, India and Sumeria. Later, in ancient Greece and during the Roman Empire, lenders based in temples gave loans, while accepting deposits and performing the change of money. Archaeology from this period in ancient China and India also shows evidence of money lending.
History of banking
VOCABULAR
merchants of the world
[ˈmɜː.tʃənt]
give grain loans to
[ɡreɪn] [ləʊn]
farmers and traders
carry goods
Lenders
based in temples
deposits
perform the change of money
archaeology
[ˌɑː.kiˈɒlədʒi]
evidence
купцы всего мира
дают хлебные ссуды
фермерам и торговцы
везут товары
Заимодавцы
базирующиеся в храмах
депозитовы
выполнить обмен денег
археология
доказательства
TASK. Translate the text using the Vocabular
History of banking
Banking in the United Kingdom can be considered to have started in the Kingdom of England in the 17th century. The first activity in what later came to be known as banking was by goldsmiths who, after the dissolution of English monasteries by Henry VIII, began to accumulate significant stocks of gold.
Many goldsmiths were associated with The Crown but, following seizure of gold held at the Royal Mint in the Tower of London by Charles I, they extended their services to gentry and aristocracy as the Royal Mint was no longer considered a safe place to keep gold. Goldsmiths came to be known as ‘keepers of running cash’ and they accepted gold in exchange for a receipt as well as accepting written instructions to pay back, even to third parties. This instruction was the forerunner to the modern banknote or cheque. Around 1650, a cloth merchant, Thomas Smith opened the first provincial bank in Nottingham. During 1694 the Bank of England was founded.
to provide customers
financial services
to manage
advances
competition increases
to stay current
attract customers.
first bank account
a checking account
banking services
available
ensure
to get out current financial institution
lead best fits
предоставлять клиентам
финансовых услуг
для управления
Аванс
конкуренция возрастает
оставаться в курсе
привлечение клиентов
первый банковский счет
расчетный счет
банковские услуги
Убедитесь
выбор текущего финансового учреждения
привести к тому, что лучше вам подходит
VOCABULAR
TASK. Read for the teacher and remember the translation of the Glossary
Прочитайте за преподавателем и запомните перевод глоссария
Four Different Types of Services |Banking
A bank’s job is to provide customers with financial services that help people better manage their lives. As technology advances and competition increases, banks are offering different types of services to stay current and attract customers.
Whether you are opening your first bank account or have managed a checking account for years, it helps to know the different types of banking services available. This ensures you get the most out of your current financial institution. Deciding which services are most important can lead you to the bank that best fits your needs.
Individual Banking —Banks typically offer a variety of services to assist individuals in managing their finances, including:
Checking accounts
Savings accounts
Debit & credit cards
Insurance*
Wealth management
Текущие счета
Сберегательный счет
Дебетовые и кредитные карты
Страхование*
Управление капиталом
Task . List all types of individual banking services
Business Banking
Most banks offer financial services for business owners who need to differentiate professional and personal finances. Different types of business banking services include:
Business loans
Checking accounts
Savings accounts
Debit and credit cards
Merchant services (credit card processing, reconciliation and reporting, check collection)
Treasury services (payroll services, deposit services, etc.)
Бизнес-кредит
Текущие счета
Сберегательный счет
Дебетовые и кредитные карты
Торговые услуги (обработка кредитных карт, сверка и отчетность, инкассация чеков)
Казначейские услуги (расчет заработной платы, депозитные услуги и т. д.)
Task . List all types of business banking services.
Digital Banking
The ability to manage your finances online from your computer, tablet, or smartphone is becoming more and more important to consumers. Banks will typically offer digital banking services that include:
Online, mobile, and tablet banking
Mobile check deposit
Text alerts
Statements
Online bill pay
Онлайн-банкинг, мобильный банкинг и банкинг на планшетах
Мобильный чековый депозит
Текстовые оповещения
Заявления
Онлайн оплата счетов
Task . List all types of digital banking services
Loans
Loans are a common banking service offered, and they come in all shapes and sizes. Some common types of loans that banks provide include:
Personal loans
Auto and boat loans
Home equity lines of credit
Home loans
Business loans
Личный кредит
Авто и лодочные кредиты
Кредитные линии собственного капитала
Внутренний заем
Бизнес-кредит
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